Q3 Shocker: 1,500% Growth?! 🤯
Plus, another look at Dan's YouTube Video 📺 . . .
Note: Please read our disclaimer at the bottom of the article.
#StrongHands 🙌 #BOP 🚀 Nation Update ️️️️️️️️️️️️️️️️️️️❤️️
Hi, I’m Paul Mampilly.
Welcome to my company's Substack, where we provide daily coverage of #OGI (opportunity, growth, and innovation) market trends, macro level analysis, and stock picks.
Like our name suggests, at ATG Digital, we go Against the Grain to support everyday people on their investing journeys.
ATG also represents seeing the world for what is abundantly clear to see — an opportunity for incredible growth and the BRIGHT and PROSPEROUS future that lies ahead.
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With a subscription you get:
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Weekly 🗓️ Roundup
Here’s a roundup of all our Substack articles from the week!
If you haven’t had a chance, be sure to check them out here:
Monday — 2025: The Year of the Crypto Boom! 🐉
Tuesday — AI + BTC? This Stock Has Both! 💡
Wednesday — Straight From the GOAT's 🐐 Mouth
Thursday — The Hottest AI 🤖 Stock Right Now
Dan: Fintech Rebound Alert 🚨 (Don’t Miss This!)
The fintech sector is heating up!
It stumbled hard after a multi-year bear market led by high inflation and several economic headwinds.
But now with Bitcoin USD (BTC-USD) making new all-time highs and the financial industry getting a digital makeover, things are finally turning around for the sector.
We’re seeing the same previously beaten-down fintech companies rebound and surge higher as they make new 52-week highs.
This resurgence also paves the way for innovative companies leveraging technology to disrupt traditional industries and redefine the future of finance.
We’re holding one of these innovative players in our Gold Tier model portfolio, confident it’s geared for extraordinary growth . . .
Insurance + AI = Gains 🤑
Lemonade Inc. (NYSE: LMND) is a technology-driven insurance company leveraging artificial intelligence (AI) and a digital-first model to disrupt traditional insurance verticals.
Its services include a variety of insurance options: renters, homeowners, pet, life, and car insurance.
$LMND aims to revolutionize the insurance sector by aligning its incentives with customers and increasing transparency.
AI plays a crucial role in the company’s infrastructure.
Its AI-based underwriting and claims processing significantly reduce operational costs and friction for customers, creating a seamless user experience.
Its faster claims processing (as low as minutes for simple cases) appeals to digital-native millennials and Gen Z customers who value speed and convenience.
With each policy sold and claim processed, $LMND gathers more data, improving its AI algorithms for pricing, fraud detection, and customer engagement.
Over time, this data advantage can strengthen its moat compared to traditional insurers.
Rapid Growth & Lower Costs 📈
Due to being a digital-only company, its overhead costs are significantly reduced compared to traditional insurers.
This digital-only model reduces the need for physical branches and large sales teams, which ultimately lowers costs for $LMND and its customers.
Its scalable platform can support rapid growth with minimal incremental costs, driving long-term operating leverage and profitability over time.
Major Cash Flow 💸
Recently, $LMND released its Q3 2024 earnings.
Revenue for the quarter was $136.6 million, up 19% year over year (YoY). Net cash flow was $48 million — up 1,500% YoY!
Customers increased to 2.3 million, a 17% increase YoY. The company ended the quarter with a stockpile of cash, $979 million.
Gross profit for the quarter soared 71% YoY to $38 million.
Currently, $LMND has a market cap of $2.4 billion.
Considering its rapid growth and infrastructure already in place, now could be a great time to start or add a position in $LMND.
The stock trades at a price-to-sales P/S) multiple of 4.5X with 40% of its market cap value in cash.
With economic headwinds now behind it, $LMND has consistently made 52-week highs.
In our opinion, it will likely trend higher, making new highs.
Our Gold Tier position in $LMND is currently up 93.58%.
We’re holding steady, believing there’s still significant upside potential ahead.
To become a Gold Tier member and receive instant trade recommendations for high-growth companies like $LMND — including timely portfolio updates — subscribe for just $14.99 per month by clicking here.
A Surging 📈 Sector
Did you catch Dan’s new YouTube video yesterday?
In it, he discusses a can’t-miss sector for 2025: fintech! 🥳
Be sure to watch now for all the details:
If you haven’t already, subscribe to our YouTube channel for more content from ATG Digital!
#GBC100: Friday, November 15, 2024
The #GBC100 is down 0.77% today.
Created on September 22, 2022, the #GBC100 is an index/portfolio comprised of opportunity, growth, innovation, and crypto-related investments.
Our goals with the #GBC100 are twofold . . .
First, we want readers to get a sense of what our investments are doing in the market, because they can sometimes perform very differently than traditional indices (like the S&P 500 or Nasdaq 100).
Second, we’d like to eventually turn the #GBC100 into an ETF.
That way, instead of owning hundreds of growth stocks, you can get exposure to ATG Digital thinking — in opportunity, growth, innovation, and crypto — all in one place.
To learn more or to express your support for the launch of an ETF (by completing a poll), click here.
Next Week: Paul’s sharing his top Bitcoin USD (BTC-USD) stock prediction! 🔮
Just like that, the week’s gone!
While we’re excited to rest and step away from charts, we’re eager to begin anew Monday!
That’s because there’s no greater pleasure than serving ATG Nation! 🤝
On Friday, November 15, 2024, we hope you enjoy a restful weekend ahead.
❤️ This Substack was made — by US, for YOU — with love. ❤️
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Join us, be #BOP 🚀, be #StrongHands 🙌, #GoATG! ️️❤️️
Disclaimer/Legal Stuff Written in Plain English
What you read/watch/hear is OPINION, not financial/investment advice. Treat it no different than when you read/watch/hear your favorite author/YouTuber/podcaster. Despite our best efforts, we get things wrong and make mistakes. Investing is risky. There is no guarantee you will make money. Your investments may lose value. That’s RISK. Past performance is no guarantee of future results. Employees, contractors, and owners of ATG Digital, LLC own/trade/transact in the stocks, options, and crypto that are the subject of our trade alerts, updates, reports, and commentaries. We cannot give you personalized financial advice because we are NOT financial advisors. It’s on you to decide how much/when/what to buy/sell based on YOUR financial needs, plans, and risk preferences. There are no guarantees. Loss of your capital is an outcome that you should evaluate carefully with a financial advisor before you trade, speculate, or invest. It's your money and your responsibility.
I think I should have bought that stock! Never too late.